P&S, Faculty & Supervisory Merit

Calendar
The ISU Plan employee plan year for medical and dental insurance goes from February 1st to January 31st.  Annually, in the Fall, an Open Change Period is offered for plan changes.  During the Open Change Period you may change plans and/or add dependents, who were previously eligible, subject to a waiting period for pre-existing conditions.  The IRS allows changes during the plan year for qualifying family status changes only.

Medical

ISU Plan Medco Prescription Drug Information (2005)

ISU Plan Humana Prescription Drug Information (2006)

ISU Retiree Medical Plan Comparison (2008)

ISU Plan Retiree Medical Rates (2008)

ISU Plan Early Retirement Incentive Medical Rates (2008)

An independent licensee of the Blue Cross and Blue Shield Association ( Indemnity and PPO are provided by Wellmark Blue Cross and Blue Shield of Iowa)
ISU Indemnity (Classic)
Wellmark Blue Cross and Blue Shield
636 Grand Ave
Des Moines, IA  50309-2565
1-800-494-4478
Certificate
Patient Claim Form
The ISU Indemnity Plan allows you to use any licensed physician, hospital or other medical facility.  This plan is often selected by individuals and their families who reside outside the other plans networks or who do not wish to have their care directed by a primary care physician
ISU Preferred Provider Organization (PPO) (Alliance Select)
Wellmark Blue Cross and Blue Shield
636 Grand Ave.
Des Moines, IA  50309-2565
1-800-494-4478
Certificate
Providers List                        Iowa                 Nationwide
Patient Claim Form
The ISU PPO Plan is a managed care plan that gives you a choice each time you need health care to access a Blue Cross/Blue Shield Preferred Provider or to use any provider.  If you access a Blue Cross/Blue Shield Preferred Provider the plan pays a higher benefit.  If you use out-of-network providers, benefits are generally payable, but at a lower level.  This plan is often selected by individuals and their families who are comfortable selecting a Blue Cross/Blue Shield Preferred Provider and still wish to have coverage when unable to access a Blue Cross/Blue Shield Preferred Provider.
ISU HMO - Blue Advantage
Wellmark Blue Cross and Blue Shield
636 Grand Ave.
Des Moines, IA  50309-2565
1-800-494-4478
Certificate
Providers List                        Iowa
Patient Claim Form
Health Alliance
3510 Lincoln Way
Ames, IA  50014
1-800-322-7451
Certificate
Certificate Amendments
Providers List
The ISU HMO Plan is a managed care plan that requires you to receive all your health care through a network of physicians.  Your health care is coordinated by a Primary Care Physician whom you choose.  Most services are paid at 100%.  You pay the full cost of any care you receive outside the network except for emergency care when you are traveling out of the service area.  This plan is often selected by individuals and their families whose needs can be satisfied by physicians and services within a specific network.