Setting Appointments

To set an appointment you can call (515) 294-4800 and speak with the HRS Service Center. You can email Ann Doty, the Retirement Specialist.  If you will give 2 or 3 dates with times you would like to meet that are 2 or more weeks in the future, she will often get back to you confirming an appointment on one of your options.

You can also set an appointment to have a telephone conversation to get your questions resolved or email her and she will respond in detail.

The Office offers the following services on a confidential one-to-one basis:

• Individual education on retirement decisions and problems;
• Information on ISU's Phased retirement programs and other benefits;
• University retirement procedures;
• Explaining TIAA/CREF income, investment and allocation options;
• Filling out applications for TIAA-CREF, IRA, GSRAs; and IPERS
• Exploration of additional savings options for retirement and other financial goals
• 401(k)s and other rollovers
• Life-time income illustrations for TIAA-CREF retirement savings
• Set up web access for your TIAA-CREF account

The Retirement Specialist can help with all the issues listed below:

• How to read quarterly statements and other correspondence from TIAA-CREF.
• How to prepare for a TIAA-CREF individual appointment.
• When and how do I rebalance my retirement savings?
• Investment fundamentals (how stocks and bonds work) and understanding your TIAA-CREF options.
• Choosing between TIAA-CREF funds for your retirement contributions.
• Financial Steps to Retirement.
• Why you need a cash reserve.
• What are the risks in saving for retirement?
• Additional ways available to save for retirement including the ROTH IRA, Group Supplemental Retirement Annuity (GSRA), and Traditional IRA.
• Options of how to take retirement income from TIAA-CREF investments.
• How much income do you need when you retire?
• Who needs long term care insurance?
• Emotional Aspects of Retirement Planning.
• Emotional Aspects of Retirement.
• ROTH IRAs and ROTH Conversions - when they are appropriate.
• Who needs a financial advisor and how to chose one.
• Stock market trends and how the market works.